Yahoo Answers Answers Part 5

how do you get bank charges credited?

Hey Fargo,

Well there are 3 ways to deal with this once and for all:

1). The obvious, always make sure that you have the right amount of money in your account. You signed this agreement when you opened the account, sorry.

2). Talk nicely with the Manager on Duty. Explain that your financial situation is not as it once was. Each time that you get a bounce charge, there are other debits outstanding – you try to cover the charge but sometimes you are not quick enough. Ask if there is any way for her/him to credit these back to your account. (If you only have had a few – they will almost always credit back some or all)

3). Change Banks. Just don’t leave any cheques outstanding. They all share information, and if you leave cheques or fee’s outstanding, the new bank will simply close your account.

You are probably young. This will change as you get older.

Hope I helped,

James in San Diego

 

Can I allow patrons to bring in their own alcohol in NY without a permit or license?

Favorite Answer:

Hey Missy,

I am writing to back-up Grille Girl. Until you have written confirmation from the New York Alcoholic Beverage board – DO NOTHING!

I have heard many stories about restaurants and bars that assumed that since they had applied that they either could start serving, could start serving in a new area, extend their hours, etc. EACH TIME, the ABC has stepped in and imposed fines, shut operations (One friend had to shut down for 30 days! AND spend $7,000 in lawyers fee’s to only get shut down for 30 days!) and put further limitations on the soon to be issued/expanded license.

They are not there to represent you — They are there to regulate alcohol! You may pay thousands in fee’s – but as a small business they really couldn’t care less. Change your venue to Madison Square Garden – Then they’ll sit up and take notice!

James

 

Is Quizno’s not the best place to eat ever?

Hey Moose,

I’ll give you that its a good place too eat! I like the fact that they have really good soups so that if I am eating with someone who doesn’t feel like a sandwich, they have another option (Which you can’t get at Subway! )

I have to disagree with Patti, she seems to think that this is a domain for the USA only! (The Asker is “Canadamoose!) Third World Country? You should visit one — most would love to be able to eat as well as you can at a Quiznos.

Pricey? Yeah, compared to the $1.00 deals at McDonald’s or the three slices of meat you get at Subway!

Just my opinion,

James in San Diego

 

Which credit card offers the best 0% balance transfer offer?

Favorite Answer:

Hey Itap,

Nearly all of them have the first 6 months for free. It’s the next 6 months that will kill you!

Chase,

Chase,

Chase,

For me at least! I pay less % in interest than my millionaire bosses credit line!

James

 

Disability payments reduced?

Favorite Answer:

Hello Kimberly,

I am going to assume that your are referring to S.S.I. when you say disability and not state or private disability insurance.

Unless he is receiving SSI for also taking care of children, the answer is No. If he is getting money for taking care of his kids then probably. You would have to prove to the U.S. Attorney that the wife was not providing for care for his children.

James in San Diego

 

In order to meet some unexpected financial emergencies, is it better to go to my credit line or portfolio?

Hello Punjab,

Since this is an Emergency, and assuming that you will not have costly early withdrawal fees on your portfolio, go with your credit line. If your credit line is like most in the world, you will have your first 30 days of borrowing free. You may always pay this amount off within the 30 days with no financial cost.

If your first 30 days are not free, then your portfolio please, (Unless you are the lucky man who is able to see a return of 30% on your investment portfolio.)

James in San Diego

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